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CIBI Information, Inc.

3.1/5 • Glassdoor rating


Founded in 1982, CIBI Information was the first and the only local credit bureau in Philippines. With over 30 years of experience, CIBI Information is the vanguard of financial inclusion since its incorporation. They are constantly nurturing their expertise through extensive affiliations, renowned credibility and effective methods that are recognized by the government of Philippines and validated by their huge clientele. CIBI Information is a leading business outsourcing company that provides worldwide credit scores for aiding the financial growth of both local and multinational Filipino businesses.

CIBI Information believes in commitment and dedication while delivering their specialties in people information, data analytics, business intelligence, credit bureau, score and report, risk management, consumer credit score and financial inclusion in Philippines. Through their highly-recognized affiliations, CIBI Information generates industry-oriented solutions, reports and analytics that enable clients to succeed in a competitive scenario.

CIBI Information have become the most trusted information services company in Philippines because they focus extensively on building and maintaining mutually-beneficial relationships with their clients. They have become the local gateway for several businesses that are looking for background checking and credit information services designed according to global parameters. They are headquartered in Metro Manila, Philippines.



Public or Private


Seats or staff



Unknown / Non-Applicable





Marlo Cruz, President/CEO

Year Founded


Countries of fulfillment




Contact information

(+63) 2 819 2424

About CIBI Information, Inc.: Review and comparison

When CIBI Information first appeared as the Credit Information Exchange System in 1982, it was a division attached to the Department of Loans and Credit of the Central Bank of the Philippines. It was later privatized and officially incorporated in 1997.

The non-stock, not-for-profit organization is the first and only credit reporting agency in the Philippines. CIBI Information has earned a reputation as a reliable business in its more than 30 years of operation.

CIBI Information currently employs between 200-500 employees and earns annual revenue of $27.9 million.

CIBI Information, Inc. Outsourcing

The company, jointly created by Banko Sentral ng Pilipinas (BSP), the Philippine Securities and Exchange Commission (SEC), and the Financial Executives Institute of the Philippines (FINEX), began operating as an independent entity in 1990. 

Since then, it has expanded its importance, both within the country and with its clients. CIBI Information hosted the first Philippine Credit Forum (2018).

CIBI Information, Inc.’s BPO services and pricings

CIBI Information offers two streams of services for businesses and individuals. The company has experience with IT, construction, real estate, logistics, manufacturing, real estate, utilities, and more. 

Features for both streams include the following:

  • Accreditation
  • Business reports
  • Credit reports
  • Individual verification reports
  • Data analytics
  • FICO score
  • Pre-employment screening
  • Risk management
  • Industry benchmarking
  • Financial benchmarking
  • Property assessments
  • Media searches

CIBI Information’s pricing

Pricing for CIBI Information services varies, but the following are estimates of select services (in USD):

  • Full Business Report with Financial Benchmarking (5 years) $120.00 
  • Full Business Reports $100.00 
  • Financial Statement $40.00 
  • Basic Corporate Profile (BCP) $40.00 
  • Negative Records Check $20.00 
  • Registration Check $20.00 
  • Media Search $40.00

How CIBI Information, Inc. outshines its competition

The competition for CIBI Information is limited, as it is the only business of its kind in the Philippines. It also has an advantage because it was once a branch of the Central Bank of the Philippines, which helped establish the company as an accountable service.

Key executives

Marlo Cruz (President/CEO)

Marlo Cruz has a background in leasing, credit, and finance with over 28 years of experience. Before his position at CIBI Information, he served as President of the Credit Management Association of the Philippines (CMAP). Additionally, SEC (Securities and Exchange Commission) accredited Marlo Cruz as a Compliance Officer in 2004.

Jaime Angelo de Castro (First VP – Sales)

Jaime de Castro has over 25 years of experience in sales, business management, and development, ten years in Information, Communication & Technology (ICT), and six years in the credit reporting agency. His management style involves challenging and innovating.

CIBI Information, Inc. reviews and comparisons

Client reviews for CIBI Information are limited. However, CIBI Information lists favorable client testimonials on its official website. Clients include Expert Global Solutions (EGS), Bluestone, Republic of the Philippines Social Security System, and China Bank. Reviews praise CIBI Information for customer service, accuracy, and efficiency.

CIBI Informations employees rated the business 3.1 out of 5 stars on Glassdoor. In addition, the CEO approval rating is 100%.

CIBI Information’s Facebook business page features 5 out of 5 stars.

CIBI Information, Inc.’s contact information

CIBI Information, Inc.’s main headquarters is located in:


Further, you may virtually reach out the company through the following contact information:

In addition, you may email them at [email protected] or call (+63) 2 819 2424.


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About Derek Gallimore

Derek Gallimore has been in business for 20 years, outsourcing for over eight years, and has been living in Manila (the heart of global outsourcing) since 2014. Derek is the founder and CEO of Outsource Accelerator, and is regarded as a leading expert on all things outsourcing.

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